Updating information on credit reports
Editorial Note: Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors' opinions.Our marketing partners don’t review, approve or endorse our editorial content.The answer may surprise you because there is no single, exact deadline or formula.
The credit bureaus don’t require that all lenders submit their information by a certain time each month. This means your credit score is usually in constant flux.
Of course, you can always contact the credit bureaus directly to correct any errors.
Since you’ll need to wait for both your creditors and the bureaus to make their respective changes, practicing some patience might come in handy.
But keep in mind that a credit report isn’t designed to include a complete history of the places you’ve lived and worked at.
Companies don’t see it that way, and it’s okay if it isn’t exhaustive.